Of course, the concept of my SELF INSURANCE is simply a way to inform the buyer that they are insured against loss or damage by me. The concept of self insuring in this context simply inplies a GUARANTEE OF NO LOSS! They sign my own form stating a "failure to deliver" or a "broken object", send the form and the object if available back to me and I cover the loss. It's simply a good business practice and I have never been SCAMMED!