I would retire at the ripe old age of 29 and a 1/2. Might keep my part time job because I love it. (I work one day a week, for one of the largest outdoor store chains in the country. here is a hint, one of the store in the company is attached to the Silverton casino) After retiring, I would buy my first house, and the take a nice vacation which might include a few night in the Playboy suite in Fantasy Tower. Other then that it would be life as usual. I also would give some to charity.