I just want to add for someone to make a claim against anyone else for breach of club ethics both parties would have to be club memebrs.

Actually i don't believe that only a club member can bring a breach of club ethics to the attention of the board.

And I certainly don't believe that the club code of ethics only applies to transcations between two club members.

And i will not comment on the accuracy of Ed's recommedation --- read between the lines about ----