CT's asking if anyone had questions they would like andwered by a person from NGC was meant to be conversation in a casual, off duty, friendly atmosphere....not to start anything that would be negative to the hobby...Please don't fret....questions like TITO abuse are ones he can probably answer...he is NOT a policy person and won't be asked anything controversal....for him or chip collectors...CT was innocent and only trying to help you with things that you have wondered about but couldn't find anyone to answer..NOW BACK TO CHIPPING....