Keep the Personal one because there are no fees for receiving funds as long as you don't exceed the monthly $500 limit. If you almost reach that limit, you can have a second PayPal account, a Business one. Or you could demand mailed checks for that period, or have a friend accept PayPal payments to his Business account. ... ... .... I'm surprised there is not more competition to PayPal. Say a service that does not entail credit cards (so no charge-back problem).

These chips for sale.

Robert