Wow, this is a real tough question to answer.

We had a situation like this a couple of years ago with a person from Wisconsin buying high priced slot cards. He gave me a NSF for many hundreds of dollars, and when contacted, promised to make it good. He eventually did (after a few months) but later found out he had quite a few of these NSF check outstanding to other chippers. If I'd had known about that earlier, I never would have put myself into the position of accepting his check in the first place.

I was in the same dilemma as you are in now.

This chipper was a member of our club, known by many of the slot card collectors and the last thing any of us wanted to do was to ruin his reputation even though he was willing to do the rest of us an injustice. He came up with some lame excuse about people owing him money and that as soon as payday came around we would get paid. The thing that really irritated me was that he never apologized--just made excuses.

A short time later, he finally gave up collecting and sold his collection. I don't believe he belongs to the club anymore--at least he has not been to the last 2 conventions or has he made any postings on the BB.

Of course none of this is helping you any in your decision as to what to do. But this is now my thought,

If you contacted him about the NSF which you said you did, and you are pretty sure he received it but just ignoring you, then I believe (even though I did not do this) you owe it to the rest of us to let us know who this person is so that no one else gets scammed as you did. Just be sure you have your facts straight so that you can't be sued for slander.

Taking this to the club claims director might do some good but that can take a lot of time and in the meantime this person can go right on issuing NSF checks.

It seems indefensible that with all banks issuing overdraft protection and other safeguards that a person should ever have any more NSF checks issued.

Any other opinions?