The problem here is if you have a claim you have to do all the paper work and running around and sending the paper work to your customer to fill out then wait 4-6mo. to get paid ( if at all) There seems to be less hassle on car or house insurance claims - Question ? - if I send chips to a customer who has paid for them but does not get them - Who gets paid from claim - The costomer who paid and did not get chips or the seller who sent chips that did not get there and returned customers payment?