I Agree 200% AND what would you say to Sears when your order was lost after you paid for the item and the shipping and their response is, "Well you sould have bought insurance, its not our responsability."
Ebay buyers hear that and buy it! Ever thought about selling on ebay and ONLY shipping to the people who pay for insurance? All the rest "Get lost in the mail".
I buy and sell on ebay and I would not practice something I would want done to me as a buyer.
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