INVESTING FOR YOUR RETIREMENT:

If you had purchased $1000.00 of Nortel stock one year ago, it would now be
worth $49.00.

-O-O-O-O-O-O-O-O-O

With Enron, you would have had $16.50 left of the original $1,000.00.

-O-O-O-O-O-O-O-O-O-O

With WorldCom, you would have had less than $5.00 left.

-0-0-0-0-0-0-0-0-0-0-0-

But, if you had purchased $1,000.00
worth of Beer one year ago,
drank all the beer,

then turned in the cans for the aluminum recycling REFUND, you would have
had $214.00.

-0-0-0-0-0-0-0-0-0-0-0

Based on the above,

current investment advice is to
drink heavily and recycle.

It's called the 401-Keg Plan