Hey David; If I give my money for something in exchange ... to me it's a purchase, not a loan.

When I lose that chip on the table and it reverts back to the casino ... they don't give me my money back. So you call it whatever makes you happy. To me, it's a purchase.

No wonder we have so many interpretations defining the term "obsolete".

In the words of one of our former Presidents.... "it all depends upon what the meaning of the word 'is' is".