I'm a bit confused. 37 years old and owes out $2000. He states that the credit card companies refuse to work with him.
On a revolving credit account, especially with today's lower interest rates, how much could the monthly payment possibly be?

If I were faced with a situation like this, I wouldn't let pride get in the way, suck in the gut and learn phrases like, Is that to stay or to go or would you like extra fries with that.
That $2000 debt would disappear and perhaps provide a valuable lesson at the same time.

I don't mean to sound insensitive but with good health and being as young as you are, this should be your biggest problem.
When you are forced to pull yourself up by your own bootstraps, you are reminded not to let this happen again