I agree with Fred...Knowledge of what you seek to purchase is the best weapon against overpaying.I have witnessed plenty of chips slip thru my fingers because the price was either unreasonable,or more then i felt willing to pay.Usually when that happens i post here looking for the chip at a lower price.If that doesnt work(SO FAR IT HAS MOST TIMES) i just grumble and wait until i see another chip i "just can't live without"