If you only sell uninsured do you make good on a lost package? If you ansswer yes then you are insuring the item. I stated I woud do the same up to a point. My example was $25. Would you take the risk for a $10,000 item? Or would you buy insurance? Even if it is crap? At some point you would buy insurance. Right?

I have had 2 packages lost. One never surfaced, one came back (I used the wrong zip code -my fault-) The post office is pretty reliable as far as I have seen.