that the personal account still doesn't charge anything -- on the downside though, you can't accept credit card payments on the personal account, only funds attached to a bank account or already funded PayPal account. For my latest set of sales on eBay, I offered to accept PayPal for the very first time. It cost an additional $10 on total sales of $450 (not everyone paid with a credit card and some sent checks / money orders), but the payment was instant and I didn't have to go to the bank. For any single sales under $10, it's not worth it. For a ten dollar sale, it'll cost you about sixty cents. The price one pays for convenience, I guess.... Steve B