The PO has a racket on Ins. - If you or I buy other Ins. we usally go thru a Insurance agent ( car - Home ) and if we have a claim they usally take care of it - NOT the P.O. ( ins. agent ) the customer has to do all the work -- By the way the person I sent MO's to has a P.O. box at the CA. Post office - Just think haw long it would take if it was Home delivery.