Same just happened to me Doug - the link below. I have won (and lost) a couple of auctions by a few pennies in the past, but lost this one with the same bid. I bid with a few seconds to go, but the other bidder put his bid in about 5 minutes before, and so he won as his bid was first! Not sure who he(she) is, but congratulations for winning a lovely chip.

Ah well, all's fair in love and bidding for chips !!!

Jason

http://offer.ebay.com/ws3/eBayISAPI.dll?ViewBids&item=3266036690