Good move Andy. You understand that some people actually overdraw their bank accounts. Also with the CC thing, I don't know if it goes through and then gets rejected by the card company afterwards. That would cause a reversal, or worse, someone using another persons card.

If I had the same situation I would contact the buyer and try to work things out. People do make mistakes. If they don't make payment or at least give some promise of making good, start the ball rolling.

Last scam I heard about was not to do with Paypal but an Escarow payment. A friend sold an expensive watch and the buyer (out of the US) put the funds in an account. The seller confirmed the funds and shipped. Next thing he knows, the money doesn't exist and the "bank" doesn't either.

Now he's dealing with the FBI who says, they have been following some people pulling this scam, but it's difficult to find them because they pick up the item, and pull the plug on the fake account, which happens to be hacked onto someone elses server. It's a total fraud!

Hopefully your case is just an honest mistake and you'll get full payment.