And that's pretty much where this whole thing came up last week on Prodigy, that why I found the link.

The guy shipped the valuable coins, listed the items and paid for insurance, but when lost was refused. (I know it was coins) But the part about having an agent take the money with full knowledge is interesting.

Some of the legal minds around here will probably have the answer, I'm just shooting in the dark and quoting news or FedEx Faqs.

The other small hook is that some dealers and business with agreements, are insured, but the average person is excluded.

The article went on to say, ship with the post office or find a coin dealer and ship through their account.