I have been very lucky,have sent over 3000 bubble mailers and recieved 500 over the last four years and never had a item stolen. Have recieved 2-3 which were ripped open, but all chips were still in mailer. I do not insure unless buyer wants ins. Most items low end chips and cards. Also, do not use a PO box, use home address, and all chips are in open eye sight in my computer room. Many visitors, a lot of service people, cleaning lady, neighbors, and kids. Never had a problem I usally give any visitors a binder page of common chips as a gift. I trust 100% of the people I see and deal with, untill a problem, of which I've had none. Often send chips before payment recieved, never been burnt. Have 790 Pos. no Neg on e-bay. I know this club and other chippers are just a bunch of good honest people. What a great hobby, not because of the chips, because of the people.