Lance,
I bid on some auctions from this seller once....cost me $98, and I received an empty envelope, 3 negs on ebay, and a lotta grief.

So, if you bid on an auction by this seller, be sure to ASK for insurance. He won't offer it, because he "might have to stand in line at the post office". If you need information for a "missing contents" form at the post office, you'll have to get the info from eBay, he won't give it to you. If you ask him for positive feedback, because you did your part and sent his payment promptly, he'll ignore your request. Then, when you get tired of his attitude and give him negative feedback, you're gonna get negatives from him.

It was very early in my eBay experience that I bid on his auctions, and I learned 3 things:
1. DON'T EVER BID ON A VEGASCLARKS AUCTION
2. If the seller doesn't offer insurance, ASK for it anyway
3. If a seller contacts you and says "..you just missed out on that auction, but I have another one like it that I'll sell to you..." ya better think twice....cuz if you meet up with a seller like this one, you're gonna be S.O.L.