Andy is right, that's my biggest gripe about ebay sellers. We(buyers) trust the seller to send the merchandise after we pay for it, but some sellers won't take a personal check and most buyers don't mind if the seller holds the stuff till the check clears-where is the risk. I think MOST sellers who won't take a personal check our trying to hide the income. Just my opinion, but if they won't take a check, I don't bid. Jim