I am working on something... and am interested in your opinions. I am going to post two "sub-posts" beneath this one to encourage "specific discussion" based on different perspectives. I hope some of you are willing to share your thoughts on this matter and encourage you to respond beneath the applicable sub-post so responses are linked to the posed question.

For the sake of clarity, I am using "chips" in this discussion, although clearly any collectible can apply. Thanks in advance to anyone who participates!