Here's an idea: If you're already betting against Andy, why not check his website, pick out a chip that costs more than $7 and send Andy a check with the payee left blank. When the contest is over, if you lost Andy can add the funds to the building fund. If you win, Andy can ship your purchase with the chip you won. Either the club gets some extra bucks or Andy gets a small reward for sponsoring the contest. Andy, would this work or be too hard to keep track of?