It all depends on whether or not I was offered insurance. If I was offered insurance and I turned it down, then I would except it. If I was not offered insurance and this happened, I would be on the phone with someone at the online store. As was stated above, if you can afford to lose what you paid for the item, then do not take insurance, otherwise take it and feel safe.

Everyone handles business in different manners and this is how I have found works the best for me.

Luke R-3867