Patty, I have auctions on E-Bay every day for the past two years.
On all sales I ship the day payment arrives.I never wait for a check to clear.And in all that time I received one bad check and they made good on it.However I have had people e-mail my bidders and try to sell the same chip for less.And as far as Pay-Pal I love it.About 50% of my sales are paid by Pay-Pal I have never had a problem receiving my money from Pay-Pal they do a money tranfer to your bank in 2 to 3 days.The biggest problem I have at this time is with US Postal service.
Good luck John Massimiani