Ralph wrote.....

"I would think that for the worst record the team with the LEAST points would be the winner."

That's what you get for thinking, Ralph.

I had started the losers tie-breaker with MOST points scored starting with the first contest, so we'll keep it that way for this year. You are correct though, it makes more sense for it to be least points scored. I'll change it next season when I will be having everyone kick in another $5 chip for the losers end.
Andy - Las Vegas