Mike is a "new issue" customer of mine who, up to a few months ago, promptly paid for all chips I gathered for him. I'm still holding four months of chips for him, worth over $500. I've tried to email, phone and instant messsage him with no response. I've known Mike for about 3 years and this is a drastic change in behavior but I'll stick by him and continue to pick up his chips. I did see a post a while back that Mike had run into some a personal problem. I have no clue as to what that problem could be so I going to be an optimist. I would hope that everyone would just sit back and let time work its wonders. Mike was and still is a good man. let's not burn his name on this or any board. Whatever downturn has affected Mike could happen to anyone of us.