I'm not sure I understood #1, but 2 and 3 made very good points. Sure I enjoy reading your opinions. ;)

In general the market for a chip is driven by demand and that sets the prices. In most cases, with most collectors, if it's overpriced (the individuals opinion of price) it's not going to sell.

I don't see how eBay or other auctions are hurting collecting? If a chip goes for 50% of "book" it's an indication that motivated buyers either have the chip, or are bargain hunters because there isn't enough competition to raise the bidding to higher levels.

Yup, still having fun! Thanks for taking the time to write your articles/opinions.