Time to get a handle on postal insurance....

1. If postal insurance is to be paid who actually pays for it at the post office?

A. THE PERSON MAILING THE ITEM.

2. If postal insurance is paid for who receives the postal slip showing it?

A. THE PERSON MAILING THE ITEM.

3. If there is a problem who has to make the claim to the post office?

A. THE PERSON MAILING THE ITEM.

4. Who actually benefits by postal insurance?

A. THE PERSON MAILING THE ITEM.

5. If a seller does business by mail who is most likely to be charged with mail fraud, the person mailing an item or the person receiving the item.

A. THE PERSON MAILING THE ITEM.

NOW THE MAJOR QUESTION IS........

..................WHO SHOULD PAY FOR POSTAL INSURANCE????

My answer is the same answer in the last 5 questions.

Why should I impose insurance costs on someone else who cannot make the claim to the post office?

Sheesh, it isn't that damned expensive and I am insuring myself against the loss. Sure there might be a buyer who claims several times that an item is lost in the mail but the post office will make note of how often the same buyer is making claims that an item wasn't received.

Damaged goods are another thing, as it's relatively simple to show the post office the damaged item.

As for items not being received the post office now offers tracking on priority or parcel mail for an additional 35¢.

Insurance rates vary but still cheaper than having to pay a large sum out of your own pocket.

Reverse the scenario.... What if a buyer sends a seller CASH and the seller claims they never received the money?

A. STUPID BUYER.... It could have been lost in the mail. However, by using a check or money order it could be replaced very easily. (CHEAP INSURANCE AT ANY COST)

Its time that the seller's stop being so greedy by making the buyers pay for insuring the seller. Other than auctions, I rarely see businesses imposing insurance costs to their customers.

NOW THAT'S MY OPINION!!!! CARE TO SHARE YOUR'S????