I also have Allstate insurance and have been told by my agent that it's fortunate that there is no rider for casino chips. Riders are very expensive. I have the contents of my house insured for the maximum allowed. There is a percentage relationship between the value of the house and the value of the contents. I have ALL my casino collectibles photographed and keep a value sheet with the extra copies of the photos at the agents office. I am told that this would be sufficient in case of a problem. I also have documentation from the agent that this is the case and feel comfortable with the situation. Tim