John,

I hate to be the one that disillusions you, but next time you go to buy a car please remember your words. Then take notice of the businessmen who have filed bankruptcy, thereby leaving their creditors with either nothing, or pennies on the dollar. See how many of these businessmen then start another business, somehow borrowing to do it, although their creditors were never paid in full.

My point is not being down on business people, but to point out that there are many different ways of stealing from one another. Unfortunately, dishonesty knows no socio-economic boundaries. We all have our blind spots, we all need to be ready to correct them when someone we trust points them out to us.

Kerry